You've done well.
Now the decisions matter more.
Sid Misra
Certified Financial Planner™
Whether you’re approaching retirement or building wealth at a high level, financial decisions get more complex before they get simpler.
I help you move forward thoughtfully and deliberately.
Follow for clarity, perspective, and thoughtful thinking, not noise
If You're Approaching Retirement
Retirement is no longer abstract.
It’s close enough that the decisions feel real.
You’ve saved consistently. You’ve made thoughtful choices. But shifting from accumulating wealth to relying on it changes the questions.
Can I retire and stay retired?
How do I turn savings into income without regret?
What tax decisions are hard to undo?
If you’re preparing to rely on your assets rather than grow them, I help align income, taxes, and investments so the transition feels deliberate, not uncertain.
If You're a Busy Professional Building Wealth
Your income has grown.
Your responsibilities have multiplied.
Your time has narrowed.
On paper, things look strong. But complexity has a way of building quietly in the background.
Am I actually on track, or just earning well?
Is managing this myself costing more than I realize?
Are my investments, taxes, equity compensation, and goals truly working together?
If you’re successful but don’t have the time or desire to coordinate everything alone, I help bring clarity to the moving parts.
“Why and What” is MPowered Finance
I believe the more clearly we understand how the financial system works, the better decisions we can make, and the less likely we are to rely on guesswork or assumptions. MPowered Finance allows me to share insights, answer common questions, and provide educational resources that support thoughtful decision-making.
MPowered Finance is my education platform, created to help people better understand the financial decisions they’re facing and feel more confident navigating them.
While I’m based in Warren, New Jersey, I work with individuals and families across the country who value clarity, perspective, and ongoing guidance.
Who is Sid Misra
My name is Sid Misra, and I am a Certified Financial Planner™ with Beacon Financial Group in Warren, NJ.
I work with individuals and couples who want clarity and confidence before making financial decisions that shape their future, especially those approaching retirement or facing decisions they don’t want to get wrong.
Many of the people I work with have already done a lot of the right things. They’ve saved, invested, and been responsible, but they want a second set of eyes to make sure everything actually works together before decisions become permanent.
I help people make thoughtful, connected decisions and provide guidance over time, not one-off advice.
Contact
Let’s talk things through
If you’re approaching retirement or facing a financial decision you don’t want to get wrong, having a second set of eyes can make a real difference.
The first step is simply a conversation. It’s a chance to talk through what you’re thinking about, what feels uncertain, and whether working together makes sense. There’s no pressure to move forward, just an opportunity to get clarity before making any decisions.
If that sounds helpful, feel free to reach out. I’m always happy to be a resource or a sounding board.
101 Town Center Dr. Suite 111
Warren, NJ 07059
Tel: 908-913-8500