0:00 Intro 0:19 Timing is Everything 3:38 How Will This Affect My Spouse? 4:45 Don't Forget About Taxes 6:18 Outro Social Security gives you guaranteed income for your life. But what do you need to know and consider before claiming your benefit? Watch this video to find out! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

I contribute regularly to my 401k, but how is it invested? Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

0:00 - 1:16 Intro 1:16 - 2:19 Difference between making the payments and being able to afford something 2:19 - 3:35 How to actually purchase a home 3:35 - 5:19 What goes into your mortgage payment 5:19 - 7:59 How much house can I afford? 7:59 - 8:39 Beware of these professionals! 8:39 - 9:45 Recap and outro In my "Ask a Financial Advisor" series, I answer questions sent in from my YouTube channel viewers, podcast listeners, newsletter readers, and the general public. Here is a common question we get often: "How much house can I afford?" Watch this video to find out my answer! Sid Misra, Certified Financial Planner™ Beacon Financial Group #housing #realestate #wealth #finance #money #investing #personalfinance --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/

The pause on student loan payments has been lifted and soon interest will start accruing again. How should you handle these payments going forward? Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #studentloans #studentloanforgiveness #college #loans #government #congress --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

0:00 Intro and Question 1:29 My Answer In my "Ask a Financial Advisor" series, I answer questions sent in from my YouTube channel viewers, podcast listeners, newsletter readers, and the general public. Here is a recent question I received from a friend: "Markets have been down since the start of 2022 and also pretty volatile – lots of swings both big and small My question is this – when should I be making a change to my investments? I feel like I shouldn’t be sitting around doing nothing and that I should be proactive." Watch this video to find out my answer! Sid Misra, Certified Financial Planner™ Beacon Financial Group #investing #money #wealth #finance #retirement #retirementplanning #stocks --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/

Markets are choppy and there is a lot of uncertainty. Should I push off my retirement? #wealth #retirement #retirementplanning #money #investing #finance #401k Sid Misra, Certified Financial Planner™ Beacon Financial Group --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/

#retirement #401k #finance #wealth #taxes 0:00 Intro and question 0:47 Difference between pre-tax and roth 3:12 How to choose between the two In my "Ask a Financial Advisor" series, I answer questions sent in by my clients, my YouTube/Podcast followers, and the general public. Here is a recent question I received from the grandchild of a client: "I have a 401k at work that offers both a Pre-Tax and Roth option. What is the difference, and which one should I invest in?" Watch this video to find out my answer! --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/