Thinking about buying a home? Wondering if you need an estate plan? In this episode, I sit down with Ruma Mazumdar, Esq, founder of Key Esquire®, to demystify the legal side of real estate transactions and estate planning. We break down: ✅ What a real estate attorney actually does in NJ ✅ Why attorney review is essential—and not just a formality ✅ Common real estate contract traps (and how to avoid them) ✅ Estate planning basics: wills, trusts, powers of attorney ✅ What happens if you don’t have an estate plan ✅ Why title insurance matters—even when buying from family ✅ How to protect your home and legacy for the next generation Whether you're a first-time homebuyer, a real estate investor, or want to protect your family’s future, this interview is packed with legal and financial insights you need to hear. Chapters: 0:00 Intro 1:05 Ruma's Journey 10:12 How Key Esquire was founded 17:10 What does a real estate attorney do? 34:58 Why do I need estate planning help? 53:18 Outro 📍 Ruma is a licensed attorney in New Jersey and New York, and she brings a modern, client-focused approach to law that empowers homeowners, couples, and professionals to make confident decisions. 👉 Learn more about Ruma Mazumdar and Key Esquire®: 🌐 Website: https://www.keyesquire.com 📸 Instagram: @keyesquire 📢 Like this video? Hit the LIKE button, SUBSCRIBE, and turn on 🔔 notifications so you never miss another educational episode. Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

Most people think personal finance is hard… but what if the biggest financial wins were actually the easiest? In this video, I break down the “low-hanging fruit” of personal finance — simple money moves that can save or earn you thousands with little effort. 💰 These quick wins require minimal time, but the long-term impact is massive. Whether you're just starting your financial journey or looking to optimize your money strategy, these tips are your financial superpower. 💪 👉 Pick ONE strategy this week and watch your momentum grow! 🔔 Subscribe for more personal finance tips and financial planning insights! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

In this episode of Love, Marriage, and Finances, host Sid Misra CFP® sits down with Lindsay Heller, a Family Law Attorney at Fox Rothschild, to demystify prenuptial agreements and provide expert insights on this often misunderstood topic. 💡 Key Topics Covered: - What exactly is a prenuptial agreement and why might you need one? - The changing demographics of prenups - why they're becoming more common - How to have "the conversation" about prenups with your partner - Common misconceptions about prenuptial agreements - The real costs of getting a prenup - Post-nuptial agreements - what you need to know - Expert tips for creating an enforceable prenup ⚖️ Featured Expert: Lindsay Heller - Family Law Attorney at Fox Rothschild Specializing in divorce, child custody, support, and prenuptial agreements 🔗 Connect with Lindsay Heller: LinkedIn: https://www.linkedin.com/in/lindsay-a-heller-25044966/ Instagram: https://www.instagram.com/lindsalahthelawyer/r Website: https://www.foxrothschild.com/lindsay-a-heller 💰 About Love, Marriage, and Finance: Join Certified Financial Planner™ Sid Misra CFP® as he explores the intersection of love and money, helping couples navigate important financial conversations and decisions together. Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #prenup #prenuptialagreement #lawyer #divorce #marriage --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

Markets are down and there is a lot of uncertainty. Should I wait to retire? Is this a bad time? In this video, I help you reframe the question to cut through the noise. Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

We want to give our kids the things we didn't have but we also dont want them to grow up spoiled. How do we balance that? Listen to Gautam Misra's answer on this clip from Episode 4 of my series, Love, Marriage, and Finances Full Episode here: https://youtu.be/zx6UjDGullM?si=DFpypBmXr7IQduNL Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group

Losing your job can be a stressful and uncertain time, but there are steps you can take to manage the situation. In this video, we'll cover: Reviewing your finances and cutting expenses Understanding a severance package and your rights Applying for unemployment benefits Updating your resume and LinkedIn profile Developing new skills to stay competitive Prioritizing self-care during this transition The key is to stay calm, take practical steps, and believe in your ability to find a new job. We'll provide actionable tips to help you weather this storm and set yourself up for success. Remember, a job loss does not define your worth - you've got this! Sid Misra, Certified Financial Planner™ Beacon Financial Group #money #wealth #investing #finance #moneymanagement #personalfinance #retirement #retirementplanning #income #socialsecurity #medicare #taxes #401k #IRA #RothIRA #unemployment #jobloss --- I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work together Schedule an intro call with me: https://go.oncehub.com/SidMisra --- To learn more about me, please visit my website: https://www.sidmisra.net/ ---- Don't forget to subscribe to my channel: https://www.youtube.com/channel/UCZBF ---- I post a lot of educational content on LinkedIn that you won't want to miss out on Find me on LinkedIn: https://www.linkedin.com/in/sid-misra/ ---- Listen to the MPowered Finance Podcast: https://mpoweredfinance.buzzsprout.com/ Gautam Misra Beacon Financial Group